Jan 17

When trying to decide on coverage for valuable items, there are two common coverage types, which is the blanket valuable items and scheduled personal property coverage options. Experts recommend blanket valuable coverage for those homeowners having items which are similar and modestly valued. An example is a set of china that has multiple pieces, but where each piece is less than $500 in value. Those homeowners having single items that are worth a significant amount of money – such as an original painting may be better off with a scheduled personal property endorsement, because a more specific amount of coverage is included with this coverage type.

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