There are quite a number of honest and helpful life insurance salesmen. Such professionals do what is required to ensure those in need of a quality policy can acquire one. However, there are those less than honest sales reps that may try to get people to lie on their applications solely because it can boost commissions (i.e. income) on the sales. Reprehensible behavior such as this must be reported. There is no benefit to working with someone that convinces you to lie on a form. If you do lie, the life insurance policy may end up being nullified. This means you really would not have any insurance since it was acquired under false pretenses.